About Us

When it comes to personal financial advice, a good starting point is to focus on the "personal" rather than the "financial." We find that the most important thing for clients is to figure out what they want to do with their life. Questions like, where do I want to live? Do I want to send my children to private school or university? What type of lifestyle do I want in retirement? are keys to understanding what you need.

At Foundation Financial Group we understand that your financial circumstances are closely tied to the range of choices you have in your life. At the same time, life changes can have a financial impact. Many clients use financial planners when they are experiencing life changes including:

• Planning for retirement
• Career changes
• Redundancy
• Marriage
• Inheritance
• Divorce
• Working life
• Providing for children's and grandchildren's education
• Assisting elderly parents
• Setting up and running a business

Financial Planning

Life changes, a world of investment products, changing legislation, the economy, and the effects of globalisation and world events mean that the financial climate has never been more challenging or exciting. To make the most of the oppurtunities that can assist your individual circumstances, clients need two things;

• A clear understanding of the financial options based on individual needs
• A relationship based on the understanding of those individual needs

The key to financial security is early and careful planning supported by the implementation of sound investment strategies. We go to great lengths to understand your individual goals and circumstances. Your long-term wealth creation strategies are designed specifically to satisfy your needs. Once your investment strategy is established, we constantly review it to optimise results.

Our comprehensive investment service embraces superannuation planning, salary packaging, retirement planning, risk management and insurance, investment and portfolio monitoring.

When preparing your investment strategy, you will have many factors to consider and discuss. Apart from assessing if you are investing an adequate amount to fund your investment or retirement goals, there are numerous other issues to decide on and include in your plan.

How Does It Work?

There are three phases in the financial planning process - information gathering, analysis and recommendation, and implementation and review.

Phase 1: Information Gathering
At the initial consultation... We will ask you many questions to get to know you and to determine your financial goals, both long and short term. We will consider your current situation - your assets and liabilities, expenses and income. We will also determine your risk tolerance, that is, how you feel about risk. There are no right or wrong answers.

Phase 2: Analysis and Recommendation
We will analyse the information you have given us. We will formulate a strategy to help you achieve your financial goals, and then recommend investments to carry out the strategy. Once we have determined a course of action, we will meet with you to discuss your plan. We will go through your plan with you in detail. If you are uncomfortable with any sections, you may choose to modify the plan. Once you are happy with your plan, we will help you with the implementation.

Phase 3: Implementation and Review
Once you have agreed on the plan, it can then be implemented. This may involve opening a new account, consolidating your superannuation accounts and other assets, taking out insurance and more. We will assist you every step of the way to ensure that your financial plan is implemented with a minumum of fuss. Once your plan has been put in place, you will need to review your plan regularly with your adviser to ensure that it continues to meet your needs, which will change over time.